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Financial Disclosure Notice


While I am fascinated by and know a bit about finances, I am not a financial professional. It is impossible for me to give you professional financial or investing advice. If you want expert personal financial advice, I recommend hiring a regulated financial planner or adviser.


Although I will be studying the NZ Certificate of Financial Services – Level 5 at the Open Polytechnic of NZ, I am still not totally qualified until I have completed the appropriate requirements.  Once this has been achieved this disclosure statement will be updated.


All opinions on this website should be taken as my own and should in no way be considered expert advice. My opinions are based on my experiences and my research.


The articles created and published by Arthritis Girl NZ are provided solely for information and entertainment purposes. The information and material contained within the posts and articles appearing at the site are my opinions alone and do not constitute a recommendation of any securities, investment strategy or investment transactions. The information and articles appearing at the site are not intended to be and should not be considered investment advice or a recommendation to any user regarding their personal investment needs or economic circumstances. None of the content provided is intended as investment advice regarding any specific security, a portfolio of securities, market strategy or investment transaction.


The website thekiwinana.com makes no representations regarding the accuracy of any information on this site and will not be held liable for errors, losses, damages, injuries, or omissions resulting from reading or visiting this website.


Affiliate Disclosure Notice


This website is part of affiliate advertising programmes and may contain affiliate links on any pages associated with thekiwinana.com. If you click on, purchase, or register through one of these affiliate links, I may receive a small commission from said company. These commissions help the website to continue to offer great information on finance etc.! I will only promote products that I have verified and trust. I will not promote products that I have not used or would not consider using myself. However, I am not liable for anything on external websites that are linked to from thekiwinana.com.


Privacy & Cookie Policy


You do not have to give us any personal information in order to use most of this website.


However, if you wish to subscribe to my email or provide content for inclusion on this website (e.g. blogs or other online forums) I may collect the following personal information from you:

Name and email address.




The personal information I collect allows me to:

administer my website and provide customer services;
meet legal requirements;
monitor and analyse the use of any account to prevent, investigate and/or report fraud, terrorism, misrepresentation, security incidents or crime;
gather management information to form statistical and trend analysis;
communicate with you;
investigate any complaints about this website;
personalise your experience of this website.


I may share your personal information with all of my affiliate companies and their brands for the above purposes.


I may employ the services of third party service providers to help me in certain areas, such as website hosting and maintenance. In some cases the third party may receive your information. However, at all times, I will control and be responsible for the use of your information.


I may use aggregated information so I can administer and improve my website, analyse trends and gather broad demographic information. I may pass this information to third parties.




Where you have given me the appropriate permissions during the registration process to the website/website services (as applicable), I may from time to time contact you by email about my products and services that may be of interest to you.


If at any point, you would like to opt out of receiving such marketing communications from me, or would like to change the channels that I use to contact you, please click on the unsubscribe link at the bottom of any emails you receive, or email me, stating your preferences, at arthritisgirlNZ@gmail.com.




Use of Cookies on my website


I use cookies to collect information about store your online preference. Cookies are small pieces of information sent by a web server to a web browser which allows the server to uniquely identify the browser on each page.


I use the following categories of cookies on my website: www.thekiwinana.com


Strictly Necessary Cookies


These cookies are essential in order to enable you to move around the website and use its features. Without these cookies, services you have asked for such as remembering your login details cannot be provided.


Performance Cookies

These cookies collect anonymous information on how people use my website. For example, I use Wix cookies to help me understand how customers arrive at my site, browse or use my site and highlight areas where I can improve areas such as navigation and marketing campaigns. The data stored by these cookies never shows personal details from which your individual identity can be established.


Social Media Cookies


These cookies allow you to share what you’ve been doing on the website on social media such as Facebook, Instagram, Pinterest and Twitter. These cookies are not within my control. Please refer to the respective privacy policies for how their cookies work.


If you want to delete any cookies that are already on your computer, please refer to the help and support area on your internet browser for instructions on how to locate the file or directory that stores cookies.


Please note that by deleting my cookies or disabling future cookies you may not be able to access certain areas or features of my site. To find out more about cookies please visit: www.allaboutcookies.org or see www.youronlinechoices.eu which contains further information about behavioural advertising and online privacy.


Third-party cookies.


The website sets several types of third-party cookies, and I do not control the operation of any of them. The third-party cookies may include:


Wix Blog – I use Wix Blog to collect data about website usage and as my email service provider of choice.  I have various opt-in forms around the site. You can view the Wix Privacy Policy here: https://www.wix.com/about/privacy




My site contains links to other websites over which I have no control. I am not responsible for privacy policies or practices of other websites to which you choose to link from this site. I encourage use to review the privacy policies of those other websites so you can understand how they collect, use and share your personal information.




I have implemented reasonable technical and organisational measures designed to secure your personal information from accidental loss and from unauthorised access, use, alteration or disclosure. However, the Internet is an open system and I cannot guarantee that unauthorised third parties will never be able to defeat those measures or use your personal information for improper purposes.




In the event that the business is sold or integrated with another business, your details will be disclosed to my advisers and any prospective purchaser’s adviser and will be passed to the new owners of the business.




If my Privacy & Cookies Policy changes in any way, I will place an updated version on this page. Regularly reviewing this page ensures that you are always aware of what personal information I collect, how I use it and under what circumstances, if any, I will share it with other parties.




If you have any questions about this statement or your personal information, please contact me at arthritisgirlNZ@gmail.com.


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